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Pet Health Insurance That Covers Pre-Existing Conditions USA

Pet Health Insurance That Covers Pre-Existing Conditions USA

Pet Health Insurance That Covers Pre-Existing Conditions

Pet Health Insurance That Covers Pre-Existing Conditions

Pet health insurance companies hope that one day, American pet owners will catch up to European pet owners. According to a recent poll of American pet owners, approximately three percent of American pet owners had purchased pet health insurance for their family pets.

The results of the survey astounded a veterinarian who was interviewed afterward. She thought the survey was fair. She believes that fewer than 1% of her patients have health insurance.

Some experts believe that a 1971 act is the reason that so many pet owners in the United Kingdom have pet health care insurance. In the United Kingdom, dog owners are held liable for any accident caused by their pets. This means that if a dog darts into traffic, causing a seven-car pileup, the dog's owner is liable for all damages.

Pet owners in the United Kingdom purchase something called third-party insurance because they are unwilling to dip into their own pockets to cover their pet's misadventures. Third-party insurance is simply liability insurance tailored to pet owners.

Many American pet owners are unaware that comparable pet liability insurance plans are available in the United States. Pet owners who want to purchase pet liability insurance to cover any damages caused by their pets should be aware that certain breeds of dogs are classified as high-risk insurance cases, and owners will be required to pay higher insurance premiums.

It is unknown why more pet owners in the United States do not buy pet health insurance. One possibility is that pet owner are unaware of how expensive pet health care is. A fifteen-minute visit to the veterinarian's office can sometimes cost up to a hundred dollars. When a pet owner is faced with the cost of emergency surgery or has to take their family pet to a university hospital to be treated for an illness, they quickly wish they had something to help cover the enormous vet bill. Too often, pet owners who are in an emergency situation are forced to euthanize their beloved pet for financial reasons.

Pet owners who live in cities may believe that they do not need to worry about pet health insurance because they cannot predict when they will require it. What could possibly happen to their pets who live inside? What these pet owners don't realize is that illness can sometimes be the most severe in house pets because their immune systems haven't had time to build up any resistance.

Farmers and ranchers have a very clear idea of how quickly and accident-prone, as well as how expensive, vet care is. Most of them would like to ensure their pets' health, but they simply do not have enough extra money to pay the monthly premiums. Ranchers and farmers also have a working knowledge of illnesses and injuries, allowing them to treat their animals on their own.

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